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_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 46.5M
_the-problem-with-chelsea39s-tactics-nobody39s-talking-about.jpg "The recent Chelsea against Crystal Palace game was remarkable for Mauricio Pochettino's side breaking the Premier League record for the number of passes made without having a single shot on goal.<br/><br/>So how does a team find a teammate over 400 times, without creating a single chance in the process? Adam Clery explains that the problem is in their use (or misuse) of Enzo Fernandez.")
⏲ 10:39 👁 1.8M
_i-spent-3680000-on-my-prison-husband-124-love-don39t-judge.jpg "WHEN Arrogrance spotted Zyion at a barbecue, she was smitten. Recalling the story to Love Don't Judge, she explained: \")
⏲ 9:17 👁 400K
_bop-tyquan-92.jpg "Worldstar artist Bop TyQuan graced the Genius Open Mic stage and performed his song “Biggest Demon.” The captivating track is also off his most recent project Tyke. On today’s episode of Open Mic, watch the young MC masterfully deliver his introspective track")
⏲ 2:7 👁 7.2M
_van-dijk-39can39t-put-a-finger39-on-liverpool39s-recent-drop-in-form.jpg "Liverpool's Virgil van Dijk says there 'are multiple factors' behind the club's poor record in the past week")
⏲ 0:33 👁 395K
_ahead-of-39chicago-p-d-39s39-big-atwater-episode-laroyce-hawkins-shares-the-39great39-advice-he-got-from-a-former-39one.jpg "Chicago P.D. is shining the spotlight on Atwater in the upcoming episode, with the Intelligence Unit facing a series of jewelry store robberies. This will be the first Atwater-centric hour of the 2024 TV schedule, and LaRoyce Hawkins has some heavy lifting to do in the role. The actor spoke with CinemaBlend ahead of the new episode, including about his character's preparedness as a mentor and the real-llife advice that Hawkins got in from One Chicago alum Mykelti Williamson.<br/><br/>Called “Split Second,” the new Chicago P.D. episode will see Atwater turning to an unexpected source for support during the investigation into the jewelry store robberies. Whether he’ll need this support professionally, emotionally, or a combination of the two remains to be seen, but the most recent episode certainly put Torres through the wringer!")
⏲ 2:30 👁 355K
_39star-trek39s39-paul-wesley-strongly-clarifies-recent-39vampire-diaries39-comments-explains-why-he39s-open-to-many-year.jpg "Actor Paul Wesley is crushing it as James T. Kirk in \")
⏲ 1:47 👁 345K
_goa39s-education-landscape-evolution-of-prestigious-institutes-programs-under-pm-modi-124-oneindia.jpg "Remarkably, Goa has a consistently high literacy rate compared to the national average. With a literacy rate of over 90%, according to recent census data, Goa stands as one of the most literate states in India. In Goa, there are schools and universities that provide education and empower people. Schools are lively and are surrounded by palm trees, while universities encourage learning. Goa offers various educational opportunities<br/> <br/>#GoaEducation #HigherLearning #ResearchOpportunities #ModiGovernment #SkillDevelopment #EducationalReforms #CoastalBeauty #AcademicExcellence #HolisticEducation #InfrastructureInvestment<br/>~HT.96~PR.100~")
⏲ 4:55 👁 335K
_the-power-of-strategic-pr-shaping-your-personal-brand-and-controlling-the-narrative.jpg "In today's digital age, where personal branding and public perception play a vital role in success, strategic PR efforts have become more important than ever. In a recent podcast interview with entrepreneur Ulyses Osuna, hosted by Jeff Fenster, the power of PR in shaping personal brands and controlling the narrative took center stage. Ulyses, the founder of Influencer Press, shared valuable insights on the significance of PR, the evolving landscape, and the keys to achieving business growth while maintaining a fulfilling personal life.")
⏲ 50:56 👁 7.2M
_conspiracy-theories-about-royal-disappearances.jpg "When a royal vanishes, the press and public can't help but wonder. Consider the recent Kate Middleton frenzy, for example. Here are some other royal disappearances that prompted rumors and conspiracy theories, from the ridiculous to the genuinely tragic.")
⏲ 7:11 👁 1.1M
_biden-urges-israel-restraint-us-prevents-escalation.jpg "Biden urges Israel restraint; US prevents escalation.<br/><br/>The United States played a key role in assisting Israel to intercept Iran's drones and missiles during a recent attack, aiming to prevent further escalation in the Middle East. President Biden, meeting with G7 leaders, sought international cooperation in condemning Iran's actions. Despite the successful interception of most weapons, US officials warned of Iran's intent to cause damage and casualties, emphasizing the need for strategic caution to avoid a broader conflict.<br/><br/>Photos by AP<br/><br/>Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe <br/>Visit our website at https://www.manilatimes.net <br/> <br/>Follow us: <br/>Facebook - https://tmt.ph/facebook <br/>Instagram - https://tmt.ph/instagram <br/>Twitter - https://tmt.ph/twitter <br/>DailyMotion - https://tmt.ph/dailymotion <br/> <br/>Subscribe to our Digital Edition - https://tmt.ph/digital <br/> <br/>Check out our Podcasts: <br/>Spotify - https://tmt.ph/spotify <br/>Apple Podcasts - https://tmt.ph/applepodcasts <br/>Amazon Music - https://tmt.ph/amazonmusic <br/>Deezer: https://tmt.ph/deezer <br/>Tune In: https://tmt.ph/tunein<br/> <br/>#themanilatimes<br/>#worldnews <br/>#biden<br/>#intervention<br/>")
⏲ 0:39 👁 3.9M
_iran39s-president-raisi-to-make-historic-visit-to-pakistan-amid-tensions-with-israel124-oneindia-news.jpg "Iranian President Ebrahim Raisi is set to visit Pakistan on April 22, amid heightened tensions in the Middle East. His visit follows Iran's recent missile and drone strikes on Israel, prompting concerns about regional stability. Despite past strains, both nations aim to bolster cooperation, focusing on security, the Pakistan-Iran gas pipeline project, and a potential free trade agreement. Iran's gesture to release stranded Pakistanis underscores the significance of their relationship.<br/> <br/>#EbrahimRaisi #IranPresident #Irannews #Iranupdate #Pakistanupdate #Pakistannews #ShehbazSharif #Oneindia #Oneindianews <br/>~PR.152~ED.194~GR.124~HT.96~")
⏲ 2:27 👁 2.3M
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_the-problem-with-chelsea39s-tactics-nobody39s-talking-about.webp "The recent Chelsea against Crystal Palace game was remarkable for Mauricio Pochettino's side breaking the Premier League record for the number of passes made without having a single shot on goal.<br/><br/>So how does a team find a teammate over 400 times, without creating a single chance in the process? Adam Clery explains that the problem is in their use (or misuse) of Enzo Fernandez.")
_i-spent-3680000-on-my-prison-husband-124-love-don39t-judge.webp "WHEN Arrogrance spotted Zyion at a barbecue, she was smitten. Recalling the story to Love Don't Judge, she explained: \")
_bop-tyquan-92.webp "Worldstar artist Bop TyQuan graced the Genius Open Mic stage and performed his song “Biggest Demon.” The captivating track is also off his most recent project Tyke. On today’s episode of Open Mic, watch the young MC masterfully deliver his introspective track")
_van-dijk-39can39t-put-a-finger39-on-liverpool39s-recent-drop-in-form.webp "Liverpool's Virgil van Dijk says there 'are multiple factors' behind the club's poor record in the past week")
_ahead-of-39chicago-p-d-39s39-big-atwater-episode-laroyce-hawkins-shares-the-39great39-advice-he-got-from-a-former-39one.webp "Chicago P.D. is shining the spotlight on Atwater in the upcoming episode, with the Intelligence Unit facing a series of jewelry store robberies. This will be the first Atwater-centric hour of the 2024 TV schedule, and LaRoyce Hawkins has some heavy lifting to do in the role. The actor spoke with CinemaBlend ahead of the new episode, including about his character's preparedness as a mentor and the real-llife advice that Hawkins got in from One Chicago alum Mykelti Williamson.<br/><br/>Called “Split Second,” the new Chicago P.D. episode will see Atwater turning to an unexpected source for support during the investigation into the jewelry store robberies. Whether he’ll need this support professionally, emotionally, or a combination of the two remains to be seen, but the most recent episode certainly put Torres through the wringer!")
_39star-trek39s39-paul-wesley-strongly-clarifies-recent-39vampire-diaries39-comments-explains-why-he39s-open-to-many-year.webp "Actor Paul Wesley is crushing it as James T. Kirk in \")
_goa39s-education-landscape-evolution-of-prestigious-institutes-programs-under-pm-modi-124-oneindia.webp "Remarkably, Goa has a consistently high literacy rate compared to the national average. With a literacy rate of over 90%, according to recent census data, Goa stands as one of the most literate states in India. In Goa, there are schools and universities that provide education and empower people. Schools are lively and are surrounded by palm trees, while universities encourage learning. Goa offers various educational opportunities<br/> <br/>#GoaEducation #HigherLearning #ResearchOpportunities #ModiGovernment #SkillDevelopment #EducationalReforms #CoastalBeauty #AcademicExcellence #HolisticEducation #InfrastructureInvestment<br/>~HT.96~PR.100~")
_the-power-of-strategic-pr-shaping-your-personal-brand-and-controlling-the-narrative.webp "In today's digital age, where personal branding and public perception play a vital role in success, strategic PR efforts have become more important than ever. In a recent podcast interview with entrepreneur Ulyses Osuna, hosted by Jeff Fenster, the power of PR in shaping personal brands and controlling the narrative took center stage. Ulyses, the founder of Influencer Press, shared valuable insights on the significance of PR, the evolving landscape, and the keys to achieving business growth while maintaining a fulfilling personal life.")
_conspiracy-theories-about-royal-disappearances.webp "When a royal vanishes, the press and public can't help but wonder. Consider the recent Kate Middleton frenzy, for example. Here are some other royal disappearances that prompted rumors and conspiracy theories, from the ridiculous to the genuinely tragic.")
_biden-urges-israel-restraint-us-prevents-escalation.webp "Biden urges Israel restraint; US prevents escalation.<br/><br/>The United States played a key role in assisting Israel to intercept Iran's drones and missiles during a recent attack, aiming to prevent further escalation in the Middle East. President Biden, meeting with G7 leaders, sought international cooperation in condemning Iran's actions. Despite the successful interception of most weapons, US officials warned of Iran's intent to cause damage and casualties, emphasizing the need for strategic caution to avoid a broader conflict.<br/><br/>Photos by AP<br/><br/>Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe <br/>Visit our website at https://www.manilatimes.net <br/> <br/>Follow us: <br/>Facebook - https://tmt.ph/facebook <br/>Instagram - https://tmt.ph/instagram <br/>Twitter - https://tmt.ph/twitter <br/>DailyMotion - https://tmt.ph/dailymotion <br/> <br/>Subscribe to our Digital Edition - https://tmt.ph/digital <br/> <br/>Check out our Podcasts: <br/>Spotify - https://tmt.ph/spotify <br/>Apple Podcasts - https://tmt.ph/applepodcasts <br/>Amazon Music - https://tmt.ph/amazonmusic <br/>Deezer: https://tmt.ph/deezer <br/>Tune In: https://tmt.ph/tunein<br/> <br/>#themanilatimes<br/>#worldnews <br/>#biden<br/>#intervention<br/>")
_iran39s-president-raisi-to-make-historic-visit-to-pakistan-amid-tensions-with-israel124-oneindia-news.webp "Iranian President Ebrahim Raisi is set to visit Pakistan on April 22, amid heightened tensions in the Middle East. His visit follows Iran's recent missile and drone strikes on Israel, prompting concerns about regional stability. Despite past strains, both nations aim to bolster cooperation, focusing on security, the Pakistan-Iran gas pipeline project, and a potential free trade agreement. Iran's gesture to release stranded Pakistanis underscores the significance of their relationship.<br/> <br/>#EbrahimRaisi #IranPresident #Irannews #Iranupdate #Pakistanupdate #Pakistannews #ShehbazSharif #Oneindia #Oneindianews <br/>~PR.152~ED.194~GR.124~HT.96~")
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